Earn up to a $600 bonus1
New personal checking customers apply by January 15, of the year. and complete the three easy steps below.
At Amberline Capital, we believe your transactions bank should support the life you’re building. Thoughtful transactions starts here—with up to $600 when you qualify.
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How to qualify for your checking bonus
Open your account
Be a new personal checking customer, choose the checking account that best fits your needs, and open it by January 15, 2026. Be sure to apply your unique promotion code.
Meet the requirements
Perks Checking: Set up and receive qualifying direct deposits, such as payroll or government transfers like social security, totaling $500 or more within 90 days of account opening. Keep your account open for at least 90 days. Platinum Perks Checking: Deposit $25,000 or more in new money within 90 days of account opening. Keep your account open for at least 90 days.
Get your bonus
Once you meet the requirements, your bonus—$400 for Perks Checking or $600 for Platinum Perks Checking—will be deposited into your account within 14 days.
A little independence for your dependents
Give your teen a little financial freedom—with guidance built in. Amberline's Teen Transactions is a joint checking account with a debit card that includes customizable controls for parents. Set debit card spending limits, receive alerts, and lock cards instantly. Teens get their own card and digital access, while you stay in the know. No overdraft fees. No monthly maintenance fee when paired with an eligible Amberline account. Visit your neighborhood Amberline branch with your teen to get started.
CHECKING ACCOUNT FEATURES
More than just a checking account
Money that moves when you do
Get your paycheck up to two days early when you set up a qualifying direct deposit. Because waiting for your money shouldn’t be the norm.
A little cushion when you need it
If you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee. $50 Safety Zone gives you a buffer before overdraft fees apply.
More time to make it right
If you overdraw your account, you have until midnight, Central Time, the next business day to make your balance positive and avoid overdraft fees or return.
Simple, everyday transfers effortless
Send and receive money fast and easy, right from the Amberline Capital Mobile Banking app.
Designed to make everyday money moves easier
Check balances, pay bills, transfer funds, and deposit checks—right from your phone. It’s simple, secure, and built to support your financial rhythm, wherever life takes you.
Instant access to deposited checks
When you deposit a check with Amberline, you may have immediate access to up to $500 of those funds—so you can use your money without the wait.
Disclosures
To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin.
1 Cash Bonus Offer. To qualify for a $400 cash bonus, you are required to do ALL of the following: (1) Open a new Amberline Perks Checking account with your promotion code by January 15, 2026. (2) Set up and receive total qualifying direct deposits of $500 or more within 90 days from account opening. Qualifying direct deposits include payroll, salary, pension or government transfers. Transfers through RTP or peer-to-peer networks such as PayPal®, Zelle®, Venmo® or transfers from another Amberline account do not qualify. (3) Maintain an open account status for 90 days.
To qualify for a $600 cash bonus, you are required to do ALL of the following: (1) Open a new Amberline Platinum Perks Checking account by January 15, 2026. (2) Deposit at least $25,000 in new money within 90 days. “New money” is money not currently on deposit at Amberline. (3) Maintain an open account status for 90 days.
The bonus will be deposited into your checking account within 14 days of meeting the promotion requirements. Your account must remain open to receive the bonus.
This offer is available only to new personal checking customers. Existing customers or those who closed an account within the last 12 months are not eligible. This offer cannot be combined with other checking promotions. You will receive a Form 1099-INT for tax purposes. Amberline reserves the right to limit one promotional incentive per customer every 24 months.
2 Early Pay. Early Pay allows eligible recurring direct deposits to post up to two days early. Eligibility is determined at Amberline’s discretion and may take up to 90 days to establish. Early Pay is automatic, optional, and free.
3 Interest Rate. Amberline Perks Checking earns 0.02% APY and Platinum Perks Checking earns 0.03% APY. Rates are variable and subject to change. Fees may reduce earnings.
4 Total Relationship Balances. Monthly maintenance fees may be waived by meeting deposit or total relationship balance requirements. Eligible deposits include consumer checking, savings, money market, CDs, IRAs, and qualifying investments held through Amberline Capital Financial Advisors®.
5 Monitoring Services. Monitoring services are optional and require enrollment under applicable terms and conditions.
6 Non-Amberline ATM Fees. Platinum Perks Checking reimburses all non-Amberline ATM withdrawal fees. Perks Checking reimburses the first five per statement cycle.
7 $50 Safety Zone® and 24-Hour Grace®. Accounts remaining negative for 60 days may be closed. Learn more at amberline.com/SafetyZone and amberline.com/Grace.
8 Zelle®. Only send money to people you know and trust. Zelle® is owned by Early Warning Services, LLC. A U.S. account is required.
9 Check Deposit Availability. The first $500 of daily check deposits may be available immediately. Remaining funds are generally available the next business day.
10 Alerts. Message and data rates may apply.
11 Business Checking Maintenance Fee Waiver.Business checking fees may be waived based on qualifying total deposit relationship balances or eligible personal checking relationships.